We Fund Trucking Companies Every Day!

Does your trucking business need working capital now?

Not all Factoring Companies are the Same

First US Finance LLC offers freight factoring services that specialize in transportation and trucking industries.

Invoice factoring is the best way for trucking companies to get immediate payment for the work they provide. Even when the shipper decides to wait three months or longer to pay an invoice, the trucking company does not suffer during the waiting period. Instead, they come to First US Finance LLC to take advantage of our funding services. Their success relies on freight factoring to avoid delays in receiving the necessary cash to maintain fleets and pay for fuel.

We Offer Low Factoring Rates for Trucking at  0.69% – 4.9%
Rates for Large Fleets starting at Prime Rate +2% & Admin Fee

  • We Make Same Day Decisions
  • Set Up In 3 Days
  • No Financials Needed
  • Generous credit lines up to $10 million

Services Include:

  • Free Online Credit Checks
  • Fuel Discounts
  • Accept images for funding
  • No Originals Needed
  • Fuel Advances Available
  • Same day funding

We Fund Many Transportation Industries:

  • Reefer Freight
  • Oilfield Services
  • Heavy Haul
  • Long Haul


  • Couriers
  • Freight Brokers
  • Intermodal
  • Auto Transporters


Small Fleets (No Monthly Minimum)

  • Truck Companies 4.9% Flat Rate
  • Full Advance for Small Fleets
  • Start Process! No Up Front Fee to Set Up
  • No need to over-night mail
  • Free credit checks online
  • 20k monthly minimum
  • Set up in 3 days
  • Same Day Funding

Mid to Large Fleets (10k Monthly Minimum)

  • Trucks to Large Fleets 0.69% – 1.59% Rate
  • Custom Rates Available for Large Fleets
  • Start Process! No Up Front Fee to Set Up
  • No need to over-night mail
  • Free credit checks online
  • Set up in 3 days
  • Same Day Funding
  • No Financials needed up to 350k

Fast Access to Your Cash Factoring

  • Factoring is a quick and easy process that can put cash in your hand within 24-48 hours
  • Banks can take weeks or months to make business loan decisions
  • Improve Cash Flow Without Incurring Debt You never worry about adding liabilities to your balance sheet
  • Invoice factoring is not a loan and you never have to make monthly loan payments along with payroll and other operational expenses

Freight Factoring is Simple:

  • Instant Cash Flow for your Trucking company.
  • Haul more loads by granting credit terms to new customers.
  • No need to borrow money for fuel, payroll, permits or other expenses.
  • Same day funding on credit approved shippers or brokers
  • We Make Same Day Decisions!
  • We accept 1 Truck operators (20k Minimum), credit lines up to $10 million for larger fleets.
  • Large Fleet Revolving Credit lines with Low Flat Fee Rates.


Typical Documents Needed for Trucking Companies:

  • A two page application
  • An accounts receivable aging report
  • A customer list with credit limit request
  • Copy of articles of Incorporation or DBA filing
  • Load Tickets or Rate Confirmation Agreements
  • Invoices to factor

Most of our clients are either:

  • Experiencing cash flow shortages due to a slow turnover in accounts receivable
  • Fast growing companies whose past earnings and sales histories will not justify traditional bank loan financing
  • Start-up businesses with no financing base
  • Principals with good or bad credit and cannot obtain traditional financing
  • Have lost their line of credit due to covenant violations
  • Need export receivable financing, credit protection or purchase order financing

Call now and find out more about our funding programs

Quick & Flexible Invoice Factoring